This year H&R Block is introducing their Emerald Advance Credit Line. Starting November 19, 2012, you can apply to get up to $1,000 in cash. And you dont have to be an H&R Block client to apply. You don’t even have to fill out a W2 form. H&R Block is giving one Adventures of Frugal Mom reader a $300 gift card. Enter the giveaway here.